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Thinking About Buying a Mobile or Manufactured Home?

Helping Hand Equity is your leading source in purchasing your own mobile / manufactured home. We’ve compiled some general information about the homes themselves and how we can help.

The Homes

  • Never let the age of the home dictate your decision. We’ve seen homes built in the 1960s in great condition, and other homes built much later almost ready to fall down. It really depends on the previous owners, and how much they cared for the home.
  • Most homes fall into either a Single Wide or Double Wide category. Single Wides are sometimes less expensive than Double Wides, but again – it depends on how well it was taken care of.
  • Just like stick-built homes, the first thing any buyer should look at on a walk-through is the roof, floors, kitchen, and bathrooms.
  • We always recommend that our buyers tour the park that the mobile home is located. Make sure the park fits your needs.

The Parks

  • There are approximately 45 to 50 Parks in the Clark County area, and several hundred parks in the Portland Metro.
  • There are two types of parks; Family and Senior (age 55 and older). Family parks are welcoming to those with families of all ages, while senior parks limit the ages of the residences.
  • Each park charges lot rent. The lot rent can vary from $400.00 to $800.00+ plus a month, and may or may not include the following: water, sewer, garbage, cable, and internet.
  • Some parks allow pets and others don’t. For those parks that allow pets, there may be a weight limit, breed restricition or they may only allow service animals.
  • We recommend talking with the Park Manager to get all the rules and regulations pertaining to the park.


  • There are a few ways to get financing for a mobile home. Traditional methods, which are Banks and Mortgage Brokers. Credit and the age of the home are what most of these lenders look at.
  • Few sellers are willing to carry a contract on the home or do some sort of owner financing, but most of the time they just want to be cashed out.
  • Helping Hand Equity does have access to lenders that offer financing for mobile homes. However, lending limits and restrictions do apply. Some lenders do accept ITINs.
  • Renting a manufactured home is unlikely.  We have yet to find a community that allows renting of manufactured homes.  They are typically owner occupied.
  • If you’d like us to come with you to look at a home, we’ll not only go, but will give you our honest input.
  • If you have questions about financing, click here to read more about the requirements.
  • Contact us today and we can recommend the right lender that fits your needs.

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